1. General Liability Insurance: Covers accidents and injuries that might occur in your studio, protecting you from claims made by clients or visitors.

2. Professional Liability Insurance: Also known as Errors and Omissions Insurance, this covers claims related to the professional services your artists provide.

3. Property Insurance: Protects your studio’s physical assets, such as equipment, furniture, and supplies, against damage or theft.

4. Workers’ Compensation: Required in most locations, this insurance covers medical expenses and lost wages for employees injured on the job.